:root{--ink:#141821;--black:#101014;--black2:#191b21;--red:#c8102e;--red2:#a80925;--paper:#f2f4f7;--white:#fff;--muted:#65707b;--line:#dce1e6;--mint:#80dac0;--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--white);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.55;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button{cursor:pointer}img{max-width:100%;display:block}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.12;letter-spacing:-.035em}h1{font-size:clamp(3.2rem,6.4vw,6.5rem)}h2{font-size:clamp(2.2rem,4.3vw,4.2rem)}h3{font-size:1.35rem}p{line-height:1.72}.shell{width:min(100% - 48px,1200px);margin-inline:auto}.skip-link{position:absolute;left:-9999px;top:8px;z-index:100;background:#fff;color:#111;padding:10px}.skip-link:focus{left:8px}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #ed526a;outline-offset:3px}
.site-header{background:var(--black);color:#fff;border-bottom:1px solid #ffffff21;position:relative;z-index:20}.header-shell{width:min(100% - 48px,1300px);margin:auto;min-height:92px;display:flex;align-items:center;gap:30px}.brand{width:190px;height:76px;overflow:hidden;display:flex;align-items:center;flex:none}.brand img{width:190px;height:126px;max-width:none;object-fit:cover;object-position:center center}.desktop-nav{display:flex;align-items:center;gap:30px;margin-left:auto}.desktop-nav a{font-size:.9rem;color:#d6d7dc;font-weight:700;transition:color .2s}.desktop-nav a:hover,.desktop-nav a[aria-current]{color:#fff}.header-cta{border:1px solid #ffffff55;padding:11px 17px;border-radius:7px;font-size:.9rem;font-weight:700;white-space:nowrap}.header-cta span{color:#f35d71;margin-left:8px}.header-cta:hover{background:#fff;color:#111}.mobile-nav{display:none}
.button{display:inline-flex;align-items:center;justify-content:center;gap:20px;min-height:52px;padding:13px 23px;border-radius:6px;font-weight:800;font-size:.95rem;letter-spacing:.005em;border:1px solid transparent;transition:transform .2s,background .2s,border-color .2s}.button:hover{transform:translateY(-2px)}.button-red{background:var(--red);color:#fff}.button-red:hover{background:var(--red2)}.button-outline{border-color:#ffffff62;color:#fff}.button-outline:hover{border-color:#fff;background:#ffffff17}.button-white{background:#fff;color:var(--black)}.button-white:hover{background:#f3f3f3}.button-soft{background:#eee;color:var(--ink)}.button-soft:hover{background:#e4e5e7}.button span{font-size:1.1em}.eyebrow,.section-kicker{display:inline-flex;align-items:center;gap:11px;color:var(--red);font-weight:900;letter-spacing:.13em;font-size:.72rem;text-transform:uppercase}.eyebrow-light,.section-kicker-light{color:#f9acb6}.eyebrow-line{width:27px;height:2px;background:currentColor}
.hero{background:radial-gradient(circle at 86% 12%,#4a1020 0%,transparent 34%),linear-gradient(120deg,#101014 0%,#16161b 60%,#1b1519 100%);color:#fff;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:42px;min-height:590px}.hero-copy{padding:98px 0 82px;position:relative;z-index:1}.hero-copy h1{max-width:680px;margin:28px 0 24px}.hero-copy h1 em{font-family:Georgia,serif;font-weight:400;color:#ff6a79;letter-spacing:-.055em}.hero-lede{font-size:1.2rem;color:#d4d3da;max-width:555px;line-height:1.65}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:32px 0}.hero-note{font-size:.86rem;color:#c7c7cc;display:flex;align-items:center;gap:10px}.red-dot{height:8px;width:8px;border-radius:50%;background:#ef4a5f;box-shadow:0 0 0 5px #ef4a5f26}.hero-art{position:relative;display:flex;align-items:end;justify-content:center;padding-top:45px}.hero-art:before{content:"";position:absolute;width:600px;height:600px;border:1px solid #ffffff16;border-radius:50%;top:18px;right:-150px}.hero-art:after{content:"";position:absolute;width:420px;height:420px;border:1px solid #ffffff12;border-radius:50%;top:104px;right:-50px}.portrait-frame{width:min(100%,450px);height:515px;position:relative;z-index:1;background:#293038;border:1px solid #ffffff22;box-shadow:0 28px 80px #0006}.portrait-frame>img{width:100%;height:100%;object-fit:cover;object-position:center 18%;filter:saturate(.84)}.portrait-frame:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,#07080aab 0%,transparent 45%);pointer-events:none}.portrait-label{position:absolute;z-index:2;bottom:23px;left:25px;letter-spacing:.12em;font-size:.78rem;font-weight:900}.portrait-label small{display:block;letter-spacing:0;font-size:.84rem;color:#ddd;font-weight:400;margin-top:3px}.hero-logo{position:absolute;z-index:3;right:-45px;bottom:74px;width:235px;background:#060606;box-shadow:0 15px 42px #0009;border:1px solid #ffffff23;padding:2px}.hero-logo img{width:100%;height:157px;object-fit:cover;object-position:center}.hero-bottom{min-height:68px;border-top:1px solid #ffffff1d;display:flex;justify-content:space-between;align-items:center;gap:20px;color:#bdbec6;text-transform:uppercase;font-weight:800;font-size:.7rem;letter-spacing:.11em}
.intro-band{background:#fff;border-bottom:1px solid var(--line)}.intro-grid{padding:88px 0;display:grid;grid-template-columns:.55fr 1.65fr 1fr;gap:35px;align-items:start}.intro-grid h2{font-size:clamp(2rem,3.6vw,3.7rem);margin:0}.intro-grid h2 span{color:var(--red)}.intro-grid p:last-child{color:#58626e;font-size:1.05rem;margin:0;padding-top:6px}.section{padding:105px 0}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:35px;margin-bottom:42px}.section-heading h2{margin:13px 0 0}.section-heading>p{max-width:365px;color:var(--muted);margin:0}.coverage-section{background:var(--paper)}.coverage-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.coverage-card{min-height:285px;background:#fff;padding:29px 32px;border:1px solid #e3e7ea;border-radius:var(--radius);position:relative;display:block;transition:transform .2s,box-shadow .2s,border-color .2s}.coverage-card:hover{transform:translateY(-4px);box-shadow:0 15px 35px #131a2310;border-color:#e2a2ad}.coverage-card:before{content:"";position:absolute;top:0;left:32px;width:65px;height:4px;background:var(--red)}.card-number{font-size:.78rem;color:#9ea5ac;font-weight:900;letter-spacing:.1em}.card-arrow{position:absolute;right:30px;top:25px;color:var(--red);font-size:1.45rem}.coverage-card h3{font-size:1.9rem;margin:30px 0 9px}.coverage-card p{color:var(--muted);max-width:500px;margin:0 0 22px}.text-link{color:var(--red);font-weight:900;font-size:.91rem}.text-link span{margin-left:8px;transition:margin .2s}.text-link:hover span{margin-left:14px}
.privacy-section{background:#191b20;color:#fff;position:relative;overflow:hidden}.privacy-section:before{content:"";width:320px;height:320px;position:absolute;right:-120px;top:-130px;border:1px solid #ffffff1d;border-radius:50%}.privacy-grid{display:grid;grid-template-columns:1.3fr .7fr;align-items:center;gap:80px}.privacy-grid h2{margin:15px 0 22px;max-width:760px}.privacy-grid p{color:#c8cbd0;font-size:1.07rem;max-width:660px}.light-link{color:#ff8596}.privacy-mark{min-height:260px;border:1px solid #ffffff37;padding:28px 30px;display:flex;flex-direction:column;justify-content:space-between;background:linear-gradient(135deg,#ffffff0c,#b7092e23)}.privacy-mark span{font-size:.8rem;color:#ff8596;font-weight:900}.privacy-mark strong{font-size:2.15rem;line-height:1.1;letter-spacing:-.05em}.privacy-mark small{color:#c8cbd0}.about-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:9%;align-items:center}.about-photo{position:relative;max-width:430px;padding:0 30px 30px 0}.about-photo img{width:100%;aspect-ratio:4/4.2;object-fit:cover;object-position:center 15%;filter:saturate(.8)}.about-photo:after{content:"";position:absolute;right:0;bottom:0;width:68%;height:70%;border:8px solid var(--red);z-index:-1}.about-stamp{position:absolute;right:-10px;bottom:60px;background:#111;color:#fff;font-size:.86rem;font-weight:900;letter-spacing:.1em;padding:20px 23px;line-height:1.25}.about-stamp span{color:#ff7587;font-size:.7rem}.about-grid h2{margin:15px 0 23px}.about-grid p{color:#58626e;font-size:1.04rem}.about-grid .text-link{display:inline-block;margin-top:12px}.process-section{background:var(--paper)}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.process-grid>div{border-top:2px solid #b9c0c7;padding:22px 28px 0 0}.process-grid span{color:var(--red);font-size:.7rem;font-weight:900;letter-spacing:.12em}.process-grid h3{margin:25px 0 9px;font-size:1.5rem}.process-grid p{color:var(--muted)}.license-band{background:var(--red);color:#fff;padding:72px 0}.license-band-inner{display:flex;justify-content:space-between;align-items:center;gap:40px}.license-band h2{max-width:690px;margin:13px 0}.license-band p{margin:0;color:#fff9;max-width:600px}.license-band .section-kicker{color:#fff8}.closing-cta{padding:102px 0;text-align:center}.closing-inner{max-width:730px}.closing-cta h2{margin:16px 0}.closing-cta p{color:var(--muted);font-size:1.06rem}.closing-cta .button{margin:15px 5px 0}
.site-footer{background:#0b0c10;color:#fff;padding:68px 0 24px}.footer-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr;gap:60px}.footer-brand{font-size:1.8rem;font-weight:1000;letter-spacing:-.08em}.footer-brand span{color:#e31935}.footer-brand small{font-size:.7rem;letter-spacing:.22em;margin-left:5px}.footer-grid p{color:#aaaeb5}.footer-grid .footer-small{font-size:.78rem}.footer-grid h2{font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:20px}.footer-grid a{display:block;color:#bec2ca;font-size:.9rem;margin:10px 0}.footer-grid a:hover,.footer-bottom a:hover{color:#fff}.footer-bottom{border-top:1px solid #ffffff20;margin-top:55px;padding-top:20px;display:flex;justify-content:space-between;gap:25px;color:#8c929c;font-size:.78rem}
.subhero{background:linear-gradient(135deg,#111217,#23131b);color:#fff;padding:62px 0 92px;position:relative;overflow:hidden}.subhero:after{content:"";position:absolute;right:-120px;top:-200px;width:650px;height:650px;border:1px solid #ffffff1c;border-radius:50%}.subhero-inner{position:relative;z-index:1}.subhero .back-link{display:block;color:#c8ccd1;margin-bottom:55px;font-size:.88rem}.subhero h1{font-size:clamp(3rem,6vw,5.6rem);max-width:820px;margin:18px 0}.subhero p{max-width:650px;color:#c7c9ce;font-size:1.11rem}.subhero .button{margin-top:15px}.compact-subhero{padding:75px 0}.compact-subhero h1{font-size:clamp(2.8rem,5.2vw,5rem)}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.feature{padding:30px;border:1px solid var(--line);border-radius:12px;min-height:260px}.feature>span{color:var(--red);font-weight:900}.feature h3{font-size:1.55rem;margin:36px 0 10px}.feature p{color:var(--muted)}.quote-prompt{padding:75px 0;background:var(--red);color:#fff}.quote-prompt-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}.quote-prompt h2{font-size:clamp(2rem,3.2vw,3.25rem);max-width:800px;margin:0}.small-note{padding:35px 0;color:var(--muted);font-size:.87rem}.small-note p{margin:0}
.form-hero{background:#13151b;color:#fff;padding:78px 0 90px}.form-hero-inner{max-width:1200px}.form-hero h1{font-size:clamp(2.9rem,5.3vw,5.2rem);max-width:800px;margin:20px 0}.form-hero p{max-width:680px;color:#c6cbd2;font-size:1.1rem}.form-section{background:var(--paper);padding:70px 0 110px}.form-layout{display:grid;grid-template-columns:.7fr 1.3fr;align-items:start;gap:70px}.form-aside{padding-top:20px}.form-aside h2{font-size:clamp(2rem,3vw,3.1rem);margin:15px 0 35px}.form-aside ol{list-style:none;counter-reset:none;margin:0;padding:0}.form-aside li{border-top:1px solid #ccd3da;padding:21px 0;display:grid;grid-template-columns:1fr;gap:5px}.form-aside li strong{font-size:1rem}.form-aside li span{color:var(--muted);font-size:.91rem}.aside-contact{margin-top:35px;border-left:3px solid var(--red);padding-left:15px}.aside-contact a{display:block;font-weight:900;color:var(--red)}.form-card{background:#fff;padding:40px;border:1px solid #e3e7ea;border-radius:16px;box-shadow:0 20px 60px #1a26300d}.form-card h2{font-size:2rem;margin-bottom:8px}.form-card>p{color:var(--muted);font-size:.86rem}.form-card b{color:var(--red)}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:22px 0}.field-grid label{display:flex;flex-direction:column;gap:8px;font-size:.86rem;font-weight:800}.field-grid input,.field-grid select{height:49px;border:1px solid #cdd5dd;border-radius:6px;background:#fff;padding:9px 12px;color:var(--ink);min-width:0}.field-grid input:focus,.field-grid select:focus{border-color:var(--red);outline:2px solid #c8102e21}.form-honeypot{position:absolute;left:-9999px}.check-row{display:flex;gap:11px;align-items:start;margin:21px 0;font-size:.83rem;color:#424b56;line-height:1.55}.check-row input{width:17px;height:17px;flex:none;margin-top:2px;accent-color:var(--red)}.form-privacy{color:var(--muted);font-size:.8rem;border-top:1px solid #e7e9ed;padding-top:19px}.form-privacy a,.legal-layout a{color:var(--red);text-decoration:underline}.submit-button{width:100%;margin-top:10px}.submit-button:disabled{cursor:not-allowed;opacity:.52;transform:none}.form-result{min-height:0;margin:10px 0;font-size:.88rem}.form-result.error{color:#a1132a}.form-result.success{color:#126d4e}.preview-warning{background:#fff3dc;border:1px solid #e7c98d;color:#5c471e;padding:14px 17px;border-radius:8px;font-size:.86rem;margin:20px 0}.license-list{border-top:1px solid var(--line)}.license-row{display:grid;grid-template-columns:1.2fr 1fr 1fr;align-items:center;gap:20px;border-bottom:1px solid var(--line);padding:19px 0}.license-row>div{display:flex;align-items:center;gap:15px}.license-row strong{font-size:1.05rem}.license-row div span{font-size:.72rem;color:var(--muted);border:1px solid var(--line);border-radius:4px;padding:2px 6px}.license-row p{margin:0;color:#4a5561}.license-row>a{color:var(--red);font-weight:800}.license-pending{color:#8d939a;font-size:.83rem}.license-note{color:var(--muted);font-size:.87rem;margin-top:25px}.legal-layout{max-width:860px}.legal-layout h2{font-size:1.65rem;margin:30px 0 9px}.legal-layout p{color:#4b5561}.legal-updated{font-size:.83rem;border-top:1px solid var(--line);padding-top:15px}.not-found{min-height:50vh}
@media(max-width:1000px){.desktop-nav{gap:16px}.hero-grid{grid-template-columns:1fr .8fr}.hero-art{padding-top:70px}.hero-logo{display:none}.intro-grid{grid-template-columns:1fr 1.5fr}.intro-grid p:last-child{grid-column:2}.privacy-grid{gap:30px}.form-layout{gap:30px}}
@media(max-width:760px){.shell{width:min(100% - 32px,1200px)}.header-shell{width:min(100% - 32px,1300px);min-height:72px}.brand{width:135px;height:60px}.brand img{width:135px;height:90px}.desktop-nav,.header-cta{display:none}.mobile-nav{display:block;margin-left:auto;position:relative;font-size:.87rem;font-weight:800}.mobile-nav summary{list-style:none;cursor:pointer;border:1px solid #ffffff50;border-radius:6px;padding:9px 12px}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav summary span{margin-left:5px}.mobile-nav nav{position:absolute;right:0;top:48px;width:230px;background:#191b21;border:1px solid #ffffff25;padding:15px;box-shadow:0 20px 40px #0007}.mobile-nav nav a{display:block;padding:10px;color:#fff}.hero-grid{display:block}.hero-copy{padding:68px 0 42px}.hero-copy h1{font-size:clamp(3.5rem,12vw,5.5rem)}.hero-lede{font-size:1.05rem}.hero-art{padding:0 0 20px;justify-content:flex-end}.portrait-frame{width:min(78%,360px);height:350px}.hero-bottom{flex-wrap:wrap;justify-content:flex-start;gap:8px 24px;padding:16px 0;min-height:0}.hero-bottom span{font-size:.61rem}.intro-grid,.about-grid,.privacy-grid,.form-layout{grid-template-columns:1fr}.intro-grid{padding:62px 0;gap:18px}.intro-grid p:last-child{grid-column:auto}.section{padding:75px 0}.section-heading{display:block}.section-heading>p{margin-top:18px}.coverage-grid,.process-grid,.feature-grid{grid-template-columns:1fr}.coverage-card{min-height:245px}.privacy-mark{min-height:190px}.about-photo{max-width:330px}.license-band-inner,.quote-prompt-inner{display:block}.license-band .button,.quote-prompt .button{margin-top:25px}.closing-cta{padding:80px 0}.footer-grid{grid-template-columns:1fr 1fr;gap:30px}.footer-grid>div:first-child{grid-column:span 2}.form-hero{padding:65px 0}.form-section{padding:50px 0 80px}.form-aside{padding:0}.form-aside h2{margin-bottom:22px}.form-aside ol{display:none}.form-card{padding:27px}.license-row{grid-template-columns:1fr 1fr}.license-row>*:last-child{grid-column:span 2}.subhero{padding:50px 0 65px}}
@media(max-width:500px){.hero-copy h1{font-size:3.3rem}.hero-actions .button{width:100%}.hero-bottom span:last-child{display:none}.portrait-frame{height:310px}.field-grid{grid-template-columns:1fr;gap:0;margin:0}.field-grid label{margin:12px 0}.footer-grid{display:block}.footer-grid>div{margin-bottom:30px}.footer-bottom{display:block}.footer-bottom span{display:block;margin:8px 0}.license-row{display:block}.license-row>*{margin:8px 0!important}.closing-cta .button{width:100%;margin:10px 0 0}}